RepaymentSpecification
Defined in the pending.schema.org extension.Canonical URL: http://schema.org/RepaymentSpecification
A structured value representing repayment.
Usage: Fewer than 10 domains
| Property | Expected Type | Description |
|---|---|---|
| Properties from RepaymentSpecification | ||
downPayment
|
MonetaryAmount or Number | a type of payment made in cash during the onset of the purchase of an expensive good/service. The payment typically represents only a percentage of the full purchase price. |
earlyPrepaymentPenalty
|
MonetaryAmount | The amount to be paid as a penalty in the event of early payment of the loan. |
loanPaymentAmount
|
MonetaryAmount | The amount of money to pay in a single payment. |
loanPaymentFrequency
|
Number | Frequency of payments due, i.e. number of months between payments. This is defined as a frequency, i.e. the reciprocal of a period of time. |
numberOfLoanPayments
|
Number | The number of payments contractually required at origination to repay the loan. For monthly paying loans this is the number of months from the contractual first payment date to the maturity date. |
| Properties from Thing | ||
additionalType
|
URL | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. In RDFa syntax, it is better to use the native RDFa syntax - the 'typeof' attribute - for multiple types. Schema.org tools may have only weaker understanding of extra types, in particular those defined externally. |
alternateName
|
Text | An alias for the item. |
description
|
Text | A description of the item. |
disambiguatingDescription
|
Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation. |
identifier
|
PropertyValue or Text or URL | The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details. |
image
|
ImageObject or URL | An image of the item. This can be a URL or a fully described ImageObject. |
mainEntityOfPage
|
CreativeWork or URL | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details. Inverse property: mainEntity. |
name
|
Text | The name of the item. |
potentialAction
|
Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. |
sameAs
|
URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. |
url
|
URL | URL of the item. |
Instances of RepaymentSpecification may appear as values for the following properties
| Property | On Types | Description |
|---|---|---|
loanRepaymentForm
|
LoanOrCredit | A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment. |
Source
https://github.com/schemaorg/schemaorg/issues/1253
Acknowledgement
This element is based on the work of the Financial Industry Business Ontology project (see http://www.fibo.org/schema for details), in support of the W3C Financial Industry Business Ontology Community Group (http://www.fibo.org/community). Many class and property definitions are inspired by or based on http://www.fibo.org.
Examples
<div>
<h1>Agency 30 Year Fixed</h1>
<p>Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
</div>
<table>
<caption>Rates are based on a loan amount of $200,000 and 20% down payment.</caption>
<tr>
<td>Interest rate</td>
<td>3.625%</td>
</tr>
<tr>
<td>APR</td>
<td>3.8047%</td>
</tr>
<tr>
<td>Estimated payment</td>
<td>$912.11</td>
</tr>
<tr>
<td>Months</td>
<td>360</td>
</tr>
</table>
<div itemscope itemtype="http://schema.org/MortgageLoan" itemref="amount intRate apr">
<h1 itemprop="name">Agency 30 Year Fixed</h1>
<div itemprop="loanTerm" itemscope itemtype="http://schema.org/QuantitativeValue">
<meta itemprop="value" content="30">
<meta itemprop="unitCode" content="ANN">
</div>
<p itemprop="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
<div itemprop="loanRepaymentForm" itemscope itemtype="http://schema.org/RepaymentSpecification" itemref="estPay payNum">
<meta itemprop="downPayment" content="20">
<meta itemprop="loanPaymentFrequency" content="Monthly">
</div>
</div>
<table>
<caption id="amount" itemprop="amount" itemscope itemtype="http://schema.org/MonetaryAmount">Rates are based on a loan amount of <span itemprop="currency" content="USD">$</span><span itemprop="amount" content="200000">200,000</span> and 20% down payment.</caption>
<tr>
<td>Interest rate</td>
<td><span id="intRate" itemprop="interestRate">3.625</span>%</td>
</tr>
<tr>
<td>APR</td>
<td><span id="apr" itemprop="annualPercentageRate">3.8047</span>%</td>
</tr>
<tr>
<td>Estimated payment</td>
<td id="estPay" itemprop="loanPaymentAmount" itemscope itemtype="http://schema.org/MonetaryAmount"><span itemprop="currency" content="USD">$</span><span itemprop="amount">912.11</span></td>
</tr>
<tr>
<td>Months</td>
<td id="payNum" itemprop="numberOfLoanPayments">360</td>
</tr>
</table>
<div vocab="http://schema.org/" typeof="MortgageLoan">
<h1 property="name">Agency 30 Year Fixed</h1>
<div property="loanTerm" typeof="QuantitativeValue">
<meta property="value" content="30"/>
<meta property="unitCode" content="ANN"/>
</div>
<p property="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
<div property="loanRepaymentForm" typeof="RepaymentSpecification" itemref="estPay payNum">
<meta property="downPayment" content="20"/>
<meta property="loanPaymentFrequency" content="Monthly"/>
</div>
<table>
<caption id="amount" property="amount" typeof="MonetaryAmount">Rates are based on a loan amount of <span property="currency" content="USD">$</span><span property="amount" content="200000">200,000</span> and 20% down payment.</caption>
<tr>
<td>Interest rate</td>
<td><span id="intRate" property="interestRate">3.625</span>%</td>
</tr>
<tr>
<td>APR</td>
<td><span id="apr" property="annualPercentageRate">3.8047</span>%</td>
</tr>
<tr>
<td>Estimated payment</td>
<td id="estPay" property="loanPaymentAmount" typeof="MonetaryAmount"><span property="currency" content="USD">$</span><span property="amount">912.11</span></td>
</tr>
<tr>
<td>Months</td>
<td id="payNum" property="numberOfLoanPayments">360</td>
</tr>
</table>
</div>
<script type="application/ld+json">
{
"@context": "http://schema.org",
"@type": "MortgageLoan",
"name": "Agency 30 Year Fixed",
"description": "Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.",
"amount": {
"@type": "MonetaryAmount",
"amount": "200000",
"currency": "USD"
},
"loanTerm": {
"@type": "QuantitativeValue",
"value": "30",
"unitCode": "ANN"
},
"interestRate": "3.625",
"annualPercentageRate": "3.8047",
"loanRepaymentForm": {
"@type": "RepaymentSpecification",
"loanPaymentAmount": {
"@type": "MonetaryAmount",
"amount": "909.3",
"currency": "USD"
},
"downPayment": "20",
"numberOfLoanPayments": "360",
"loanPaymentFrequency": "Monthly"
}
}
</script>
Schema Version 3.2